Supplementary Benefits

Additional Care

In addition to the policies mentioned, there are also some supplementary benefits.

Personal Accident (PA)

This additional benefit becomes applicable in the event of the following as a result of an accident:

  • Death
  • Permanent partial Disability
  • Temporary Total Disability
  • Permanent Total disability
  • Incurring medical or hospital expenses

Permanent Total Disability (PTD)

This additional benefit becomes applicable in the event a permanent total disability follows as a result of sickness or accident during the policy term

Accidental Death Benefit(ADB)

By adding this optional benefit to the policy, death benefits can be enhanced to the extent of sum assured taken under this rider (optional benefit) in case death was to occur by accident.

Additional Term Assurance (ATA)

By adding this optional benefit the additional benefits can be enhanced to the extent of sum assured taken under this rider (optional benefit) in case of death by any cause.

Living Assurance (LA)

This benefit becomes applicable on contingent disability due to any one of the range of specified critical illness as follows:

  • Heart attack
  • Cancer
  • Stroke
  • Coronary Artery Disease Surgery
  • Kidney failure

Waiver of Premium on PTD

This nature of this rider relieves the life assured of having to pay all future premiums in case of a permanent total disability due to sickness or accident during the policy term.