Personal Accident Plan

Personal Accident Plan (PAP) is an ideal insurance that covers accidental death and repatriation. This is ideally suited for your employees like house maid/driver/office worker etc... at a premium of just OMR 10.000. while members are still working and earning an income and building for the future.

What Are The Special Features of insurance policy

Benefits Event Remarks

OMR 5000

Accident Death

Death In case of the death of the Insured Person due to an accident covered under this policy within 180 days following the date of such accident

OMR 500 Repatriation
In case of the Insured Person being repatriated to his/her home country due to death (due to accident or sickness), maximum of OMR 500.000 shall be reimbursed towards such expenses

The maximum amount payable by the Company on death due to Accident only shall be OMR 5,500

What Are The Special Features

Minimum age at entry

14 days

maximum age at entry 70 years (age as on last birthday).
Occupational eligibility Navy, Army, and Air Force are not eligible for this policy
Geographic Scope Accidental benefit coverage is only for events which take place in Oman
Premium 1 year OMR: 10.000
Premium 2 years OMR: 15.000

*Disclaimer: The above information is just indicative in nature and for more details on the coverage, terms and exclusions please read insurance policy.

General Exclusions

  • Suicide and intentionally inflicted wounds
  • War and war like operation, nuclear fission
  • Hazardous activity (scuba diving, fast racing, parachuting etc.)
  • Mental illness & HIV tested positive (AIDS)
  • Misuse of drugs and alcohol
  • Disease or injury before the policy inception

Giving wrong information in application form may lead to rejection of claims or benefits.

National Life & General Insurance SAOG

  • First exclusive local Life insurance Co. in the Sultante of Oman.
  • Market leader in Insurance in Oman with more than 23 year of experience.
  • Financial Strength rating as B++ (Good) by AM Best & Company.
  • Strong Reinsurance Support from Internationally reputed and highly rated reinsurers.
  • Dedicated, Qualified, Professional and Experience Team and Innovative service.
  • Diversified Products/Strong Investment Base/Brand Image Visibility./GCC Presence