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Home Insurance Plan
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NATCOMP
National Life & General Home Insurance
Plan
Affordable, easy protection for your personal
belongings
NATCOMP HOME is a great way to insure the contents of your
home and your personal belongings.
Simple procedures
Great affordability
Wide coverage
NATCOMP HOME – an insurance package like no
other
Wide insurance coverage for your belongings at very
affordable prices Choose one of the maximum sum insured limits
provided that represents a value equal to or immediately more
than the actual value at risk:
Contents and Personal Belongings including Money,
Jewellery and valuables covered against fire and named
perils
Storm, Typhoon, Tempest, Flood covered up to 20% of the
Maximum Sum Insured declared for insurance
Policy coverage includes:
In the event of the insured residence being damaged by
oneof the named perils - Rent for temporary alternate
accommodation for up to 6 months
Expenses for shifting to the temporary alternate
accommodation and back to original residence
Repair or replacement of the External Windows/Doors
and/or Safe if damaged by an insured peril Door
Replacement of Locks of Private Vehicles (Cars &
4WDs), if keys are stolen
Replacement of Main Door Lock or Safe if keys are
stolen
Loss or Damage to Visitors’ or Guests’ property by an
insured peril
Fire Brigade & Extinguishing Expenses
Expenses for getting duplicates/re-issue of Passports,
Driving Licenses and ID cards if damaged by an insured
peril
Coverage whilst at another premises for cleaning,
renovation, repairs or maintenance (STF perils excluded).
Cover includes road transit risk while being moved for
cleaning, renovation or maintenance.
Coverage whilst at a temporary accommodation elsewhere
within Oman – up to a maximum of 30 consecutive days
Legal liability to Landlord for Loss/Damage to
Landlord’s property due to an insured peril upto 50% of the
Maximum Sum Insured declared
Legal liability to the Neighbours/Third Parties for
damage to property due to an insured peril for up to 50% of
the Maximum Sum Insured declared
Note:
Cover subject to Terms, Conditions, Limitations and
exceptions of NatComp Home Insurance
Limits and Sub-limits apply. Refer to Company for
further details
This insurance will be operational only if the walls of
your residence are built of Bricks or Concrete Blocks in
Cement Plaster and the roof is of Reinforced Cement
Concrete, or they are of better materials.
The Insurance cover is valid only
If the insured is a Citizen / Resident
of the Sultanate of Oman
If the insured residence is of First
Class Construction with atleast Brick Walls and Roof
If there has been no loss or claim at
the insured location for past 3 consecutive years.