Group Medical

Group Medical Insurance

Employers now offer employees attractive benefit schemes which could have a direct bearing on employee morale, productivity, retention and, of course, profits. One of the fundamental benefits that employees look forward from an employer is the medical expenses cover. group medical insurance is basically an insurance cover that offers its holders relief from the burden of medical expenses for themselves and their dependents.


This is a cost effective Group Insurance Policy that covers medical expenses for the employees due to sickness, accident or critical illnesses. Natcare is provided in three different variants as follows:

1. Natcare Super

Type of Cover : Inpatient & Outpatient Cover
Territorial Limits : Oman, India, Pakistan, Sri Lanka & Bangaladesh

2. Natcare Prime

Type of Cover : Inpatient only
Territorial Limits : Oman, India, Pakistan, Sri Lanka & Bangaladesh

3. Natcare Super Plus / Prime Plus

Territorial Limits can be extended to Worldwide excluding USA & Canada for Emergency treatments during business trips and holidays for a maximum period of 45 days duration for any single journey, refund subject to the actual cost or reasonable & customary charges of the country of residence whichever is less. Members are entitled to use SOS International medical assistance services.


Benefits Sum Assured Payable on
Outpatient Treatment Consultation, Medications, Investigations
Inpatient Treatment
  • Hospital Accommodation & Services Consultation
  • Medication
  • Investigation
  • Surgical Procedures
  • Day Care Treatment
  • ICU Charges
  • Physician and Surgical Fees
  • Physiotherapy
  • Ambulance services expenses are covered upto predetermined limits
  • Hospital cash benefit if inpatient treatment is received free of charge in government hospital in Oman.