Group Medical

Group Medical Insurance - An Ideal Health Insurance for SMEs (Small & Medium Enterprises)

National Life and General Insurance Co. SAOG )NLGIC(, Group Medical insurance plan offers with well defined coverage for groups ranging from 1 to 100 members especially in support of SME )Small and Medium Enterprises/Companies( employees in the Sultanate of Oman.

Key product features

  • Designed for companies with 1 to 100 employees
  • Provides your employees with access to private
  • Clinics in Oman for their outpatient treatments and referrals are allowed to private hospitals.
  • Fast access to diagnostic tests, scans and treatment through our online pre approval process.
  • High value employee benefit helping recruitment and retention.
  • Extended coverage including Pre-existing conditions as well as chronic conditions up to the limits /sub limits specified in the policy.
  • Online portal available for the easy issuance of the policy
Benefits Coverage
Doctors Consultation Fees Yes
Hospital accommodation and nursing care Yes
Prescribed drugs and dressings Yes
Operating theatre fees Yes
Radiotherapy and chemotherapy Yes
Consultations, radiology, pathology Yes
Diagnostic tests including MRI/CT/PET scans Yes
Physiotherapy Yes
Surgeons, physicians and anesthetists fees Yes
Oral surgery (non-dental) Yes
Accompanying person accommodation incurred Yes
Eligible prosthesis Yes
Private ambulance between hospitals Yes
Optional benifits - Dental/Optical/Maternity Yes

Who can buy this insurance policy?

Age at Entry: 14 days to 65 Years (members above age 65 shall be subject to medical underwriting)
Citizens/Residents of Oman who possesses a Valid Visa for stay in OmanWho can buy this insurance policy?

Advantages of National Life & General Insurance S.A.O.G

  • Market leaders in Health Insurance coupled with excellent track record in claims servicing, the insured members are sure to benefit from our rich experience.
  • Complete peace of mind with Unique & wide range of Health Insurance coverage .
  • No Pre Insurance Medical Test Required for getting enrolled under this Policy subject to policy conditions.
  • Both Inpatient and Outpatient cover
  • Wide Network of Hospital/Clinics/Pharmacies/ Diagnostic service providers.
  • Fast and simple claims settlement with direct In House Claims settlement (No Third Party Administrator Involved).
  • Simple procedures, Easy documentation & Great affordability.
  • Experienced and qualified professionals to handle underwriting, claims & actuarial services.

Add on Services:

  • Dedicated professional and experienced insurance staff to manage your account.
  • Arrangement of regular collection of claims documents.
  • Direct claims settlement to bank account

Easy Policy Issuance through Online Portal

(All the benefits are payable as per policy limits, terms exclusions and conditions)

*Disclaimer: The above information is just indicative in nature and for more details on the coverage, terms and exclusions please read insurance policy.
Giving wrong information in application form may lead to rejection of claims or benefits.