In addition to the policies mentioned, there are also some supplementary
benefits.
This additional benefit becomes applicable
in the event of the following as a
result of an accident:
Death
Permanent partial Disability
Temporary Total Disability
Permanent Total disability
Incurring medical or hospital expenses
This additional benefit
becomes applicable in the event a permanent total disability follows as a
result of sickness or accident during the policy term
By adding this optional
benefit to the policy, death benefits can be enhanced to the extent of sum
assured taken under this rider (optional benefit) in case death was to occur by
accident.
By adding this optional
benefit the additional benefits can be enhanced to the extent of sum assured
taken under this rider (optional benefit) in case of death by any cause.
This benefit becomes
applicable on contingent disability due to any one of the range of specified
critical illness as follows:
Heart attack
Cancer
Stroke
Coronary Artery Disease Surgery
Kidney failure
This nature of this rider
relieves the life assured of having to pay all future premiums in case of a
permanent total disability due to sickness or accident during the policy term.